Upcoming First Time Homebuyer Classes in Seattle & Bellevue Areas

 click here if on mobile or call 425-686-9247 to reach Julian between 9am-6pm any day.

 

 

OCTOBER 2017 First Time Homebuyer Classes for Bellevue and Seattle

Oct 14 (Sat) > Bellevue > 10:00am

Oct 26 (Thurs) > Bellevue > 6:00pm

Your Event Hosts

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travis, newbauer, bellevue, mortgage, loans, officer, Seattle

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Setup Your Home Buyer Consultation Here

SEPTEMBER 2017 First Time Homebuyer Classes for Bellevue and Seattle

Registration Link for Sept events

Sept 9 (Sat) > Bellevue > 10:30-Noon w/Q&A following

  • w/Julian Michael & Keith Pitsch of Absolute Mortgage

Sept 16 (Sat) > Seattle > 10:30-Noon w/Q&A following

  • w/Julian Michael & David Bonelli of Graystone Mortgage

Sept 20 (Weds) > Bellevue > 6:30-8pm evening class

  • w/Julian Michael & Keith Pitsch of Absolute Mortgage

Register for first time homebuyer classes today!

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CLASS LOCATIONS WITH EASY PARKING

Seattle / South Lake Union area

About this location: Event location is near the heart of Amazon’s SLU campus just off Mercer for easy access. Classes are either at WeWork South Lake Union, a Preferred Lender’s Office, or at the Stackhouse Apartments Complex. These venues are safe, secure entry and held in a private reserved comfortable space. Street parking is fairly easy to find within one block and is free after 6pm on weekdays and Saturday. At WeWork there is a parking garage also with a reasonable rate. Refreshments provided, reservations required.

Eastside / Bellevue Downtown area

About this location: Just off the 4th St exit with easy parking and a comfortable atmosphere and easy access to all major surrounding highways. Parking lots at either Avenue Properties or at other hosting office are easy to find and parking is typically free in evenings and on weekends. Refreshments provided, reservations required.

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Setup Your Home Buyer Consultation Here

You’re likely excited to learn and you’re interested in learning about the home buying process and hearing some great data. Just as interested as you are in this, we’re interested in getting to know you and your situation, goals and expectations. This way we’re all on the same page and can tailor classes to your needs. Takes about one-minute to complete this.

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TYPES OF FIRST TIME HOMEBUYER CLASSES 

90-min & 2-hour Premium Class Presented by HBWC (Homebuying With Confidence)

5-hr Homebuyer Education Class Sponsored by the WSHFC (Washington State Housing and Finance Commission)

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David, Bonelli, west, seattle, home, loans, officer, mortgage, loan, specialist

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PAST BELLEVUE & SEATTLE FIRST TIME HOMEBUYER CLASSES

AUGUST 2017 First Time Homebuyer Classes in Seattle and Bellevue

Aug 19 (Sat) > Seattle, South Lake Union > 10:30am 2-hr Premium Class

  • w/Julian Michael & David Bonelli of Graystone Mortgage

Aug 23 (Weds) > Bellevue > 6pm, 2-hr premium class

  • w/Julian Michael & Keith Pitsch of Absolute Mortgage

Aug 31 (Thurs) > Bellevue > 10:30am, 2-hr Premium Class

  • w/Julian Michael & Travis Newbauer Team of Supreme Lending

May 17th (Weds) > Bellevue > 6pm, 2-hr premium class 

  • w/Julian Michael & Keith Pitsch of Absolute Mortgage

May 20th (Sat) > South Lake Union, Seattle > 10am, 2-hr Class

  • w/Julian Michael & April Connell of Caliber Home Loans

May 23rd (Tues) > South Lake Union, Seattle > 6:00pm, 2-hr Class

  • w/Julian Michael & Paul Hoeffer of Directors Mortgage

May 24th (Weds) > South Lake Union, Seattle > 6:00pm, 5hr Class 

  • w/Julian Michael & Keith Pitsch of Absolute Mortgage

PRIOR SEATTLE & BELLEVUE FIRST TIME HOME BUYER CLASSES / FEBRUARY 2017 

Feb 18 / Seattle, 9:30am (Saturday) *WSHFC Class

Feb 21 / Seattle, 4pm (Tues) register *WSHFC Class

Feb 25 / Bellevue, 10am (Saturday) 90min class register

Feb 28 / Seattle, 6:30pm (Tues) 90min class register

March 2 (Thurs) > Bellevue, 6:30pm (Thurs) 90-min class register

March 7 (Tues) > Seattle, 4pm (Tues) *WSHFC Class 

March 8 (Weds) > Seattle, 4pm, *WSHFC Class 

March 16 (Thurs) > Bellevue, 6:30pm, 90-min class

March 18 (Saturday) > Seattle, 10am, 90-min class

March 23 (Thurs) > Bellevue, 6:30pm, 90-min class register

March 25 (Sat) > Seattle, 9:30am, *WSHFC Class

March 30 (Thurs) > Seattle, 6:30pm, 90-min class

April 5th (Weds) > Bellevue Downtown, 4pm, *WSHFC 5hr Class

  • w/Julian Michael & Paul Hoeffer of Directors Mortgage

April 8th (Saturday) > South Lake Union, Seattle, 10am, 90-minute class

  • w/Julian Michael & Paul Hoeffer of Directors Mortgage

April 11th (Tues) > South Lake Union, Seattle, 6:30pm, 90-minute Class 

  • w/Julian Michael & April Connell of Caliber Home Loans

April 12th (Weds) > Bellevue Downtown, 6:30pm, 90-minute Class

  • w/Julian Michael & Travis Newbauer Team of FirstCal Mortgage

April 13th (Thurs) > West Seattle, 4pm *WSHFC 5hr Class 

  • w/Julian Michael & David Bonelli of Graystone Mortgage

April 25th (Tues) > Bellevue, 6:30pm, 2-hour Class

  • w/Julian Michael & Travis Newbauer Team of FirstCal Mortgage

April 27 (Thurs) > Bellevue, 4pm *WSHFC 5hr Class 

  • w/Julian Michael & Keith Pitsch of Absolute Mortgage

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Here’s an article relating directly Renting vs Buying in the area

Buying vs Renting in Seattle Real Estate Market | Greater King County & Bellevue

There’s a constant debate going on currently about whether it’s a better idea to keep renting or to purchase a home. For most people and families that are in the position to purchase, this is usually the more favorable option.

In recent conversations with clients who are spending $1500 to upwards of $3500/month on rent they’ll never see again while waiting to own, the greater Seattle area and King County is experiencing the fastest growing rents in the US according to the Census Bureau. Many people and families don’t set out wanting to rent but sometimes is a necessary step when in transition or having moved from a different city without the opportunity to properly explore the area to find the right fit for location, budget and neighborhood vibe.

Top 5 Reasons People Rent vs Buy

1) Inventory is Down in the Market

Which would be the case exactly in our current Bellevue & Greater Seattle area real estate market (2015)! The typical inventory is nearly five to six times what we’re experiencing, with expert forecasters saying this trend will continue well into 2016. Fact: Washington, and specifically King County, is experiencing a heavy influx of new jobs. These jobs are spurring more new jobs by service providers and support to these companies hiring, basically stuffing King County fuller than ever! Some renters have even organized Town Meetings and begun to rally against the local policy makers insisting Seattle institute ‘rent control’ or people will continue to be victims of 12-, 15- and 25-percent or more yearly rent hikes, higher than anywhere in the country.

2) You’re Recovering From a Bankruptcy (BK) or Short Sale

Unfortunately for many future homeowners they are recovering from a Bankruptcy or Short Sale and need to wait a specific time period to obtain financing again. Buyers need to re-establish their credit, income and/or reputation with their lender to gain confidence that they won’t foreclose again. Of course we’re living in a very different lending setting than the early- and mid-2000’s where people were qualifying for loans they shouldn’t have with zero money down, etc., leading to the sub-prime mortgage fallout and the collapse of 2008. Thus, waiting 2, 3 or 5 years for VA, FHA or Conventional loans following one of these personal tragedies is now in place.

3) You’re Waiting to Have More Buying Power

As with a client of mine who’s wages will increase nearly 80-percent in two to three years, his buying power will greatly increase. However, maybe you have a second or third car loan at $450 per month than needs to be paid off to free up another $450 per month you could afford towards a mortgage. By paying the car loan off your ‘debt-to-income ratio’ will improve and you’ll qualify for a larger loan amount than when you had that extra payment. Mortgage Calculators

4) You’re Unsure of Location Preference

Especially for those who are newer to King County and the Seattle and Bellevue areas it’s vital to know what type of commute you’re comfortable with, which type of neighborhood you will enjoy on a daily basis, and how the area fits your lifestyle, just to name a couple things. Whether it’s the cozy small-town feel of Magnolia with Discovery Park nearby, or a more eclectic Fremont or Wallingford area, or something more relaxing like West Seattle or Ravenna neighborhoods, you’re likely to find the right fit with a little scouting and house hunting.

5) You’re Not Ready to Commit to a Purchase

Whether it’s because your career may shift directions taking you potentially out of the state or country in the next few months, or because you’re just not ready to purchase, there’s good reasons why if you plan to stay in the Seattle area for at least a couple years you should consider purchasing if you can.

Article written by Julian Michael Aguirre